Dude. Stop paying your mortgage broker.
Seriously. They're charging you thousands of dollars to do something a robot can do in 60 seconds — for free. I built ROBOrefi because I got sick of watching people overpay. Answer a few questions. ROBO does the rest.
Let ROBO find my rate →No credit pull. No sales calls. No broker fees. Just your rate.
Here's the deal
You answer 4 questions
Current rate, loan balance, home value, credit range. Takes 45 seconds. No personal info yet.
ROBO does the math
The robot scans current rates from hundreds of lenders and figures out if refinancing actually makes sense for you. Real math, not a sales pitch.
You get your number
If ROBO finds a better rate — we connect you directly. No middlemen. No one gets a 1% commission on your loan for doing nothing.
"Look — I'm not a financial guru. I'm just someone who refinanced a house, watched a broker pocket $6,000 for about 4 hours of work, and thought 'there has to be a better way.' Turns out, there is. Rates are public. Math isn't hard. So we built a robot to do it."
— The guy who built ROBOrefi
Real talk: what does 1% actually cost you?
Learn before you decide (ROBO approves of this)
Cash-Out Refinance Explained: How It Works, Costs, and When It Makes Sense
A complete guide to cash-out refinancing. Learn how it works, LTV requirements, real costs, pros and cons, and when it makes sense versus alternatives. Written by a former mortgage loan officer.
Debt Consolidation Refinance: How to Use Your Home to Pay Off Debt
A former mortgage loan officer explains the math behind using a cash-out refinance to consolidate debt, the real risks involved, who it works for, and when to consider alternatives.
FHA Streamline Refinance Guide: Requirements, Benefits, and Process
Everything you need to know about the FHA Streamline Refinance, including eligibility, credit vs. non-credit qualifying, costs, timeline, and how to get the best deal.
How Long Does Mortgage Refinancing Take? Timeline and Tips to Speed It Up
A detailed breakdown of the mortgage refinancing timeline, from application to closing. Learn what causes delays and how to speed up your refi by weeks.
How to Refinance a Mortgage Step by Step: The Complete Process
A complete, step-by-step guide to refinancing your mortgage. Learn the full process from goal-setting to closing day, with real timelines, costs, and insider tips from a former loan officer.
How to Shop Refinance Rates: A Lender Comparison Guide
Learn how to effectively compare refinance lenders, decode Loan Estimates, use rate locks strategically, negotiate fees, and understand the differences between lender types.
Worst case: you learn your current rate is already good.
Best case: ROBO finds you a better deal and you save a few hundred bucks a month. Either way it takes 60 seconds and costs you nothing.
Run it through ROBO →