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Our lender partners

When you submit a lender-match form on RobotRefi, your information is shared with up to 5 mortgage lenders we've vetted and listed below. This page exists so you know exactly who could be contacting you before you opt in.

Last updated:

How partner matching works

  1. You submit a quote request with your name, email, phone, ZIP, loan amount, and credit band.
  2. Our matching logic picks up to 5 partners best suited to your situation — based on your state, loan size, credit band, and the calculator you used.
  3. Each matched partner receives your information and is permitted to contact you for the next 30 days unless you opt out.
  4. Partners may pay RobotRefi a flat introduction fee. This is how RobotRefi stays free for you. RobotRefi does NOT receive a percentage of your loan.

Current partner categories

National retail mortgage lenders

Direct-to-consumer banks and non-bank lenders licensed to originate in all 50 states.

  • National Lender A (placeholder)
  • National Lender B (placeholder)
  • National Lender C (placeholder)

Regional and community banks

State and regional banks with refinance programs in select markets.

  • Regional Bank A (placeholder)
  • Regional Bank B (placeholder)

Credit unions

Member-eligible credit unions offering refinance products to qualifying borrowers.

  • Credit Union A (placeholder)
  • Credit Union B (placeholder)

Government-program specialists

Lenders specializing in FHA streamline, VA IRRRL, and USDA refinance products.

  • FHA/VA Specialist A (placeholder)
  • FHA/VA Specialist B (placeholder)

About the placeholders above

RobotRefi is finalizing initial lender partner contracts. The names above are placeholder categories that will be replaced with real partner names as they onboard. If you submit a quote request today and partners are still being added in your state, we will email you when matches become available. You can opt out at any time before any partner contact occurs.

What "vetted" means

Every partner must:

  • Be licensed to originate mortgages in your state by the appropriate state regulator (typically NMLS).
  • Charge no upfront fees for rate quotes.
  • Disclose all rate-related fees on a written Loan Estimate before you commit to anything.
  • Honor STOP / unsubscribe requests within 10 business days, per federal CAN-SPAM and TCPA requirements.
  • Maintain a complaint-resolution process and provide written records of consent.
  • Not engage in bait-and-switch advertising of rates not currently available to similar-profile borrowers.

Partners are reviewed quarterly. Any partner with substantiated complaints about misleading rates, ignored opt-outs, or aggressive contact patterns is removed from the network.

Your rights

  • Opt out of any partner at any time. Reply STOP to any text, click unsubscribe in any email, or email [email protected].
  • Request deletion of your contact information from RobotRefi at any time. We'll also forward the deletion request to any partners we shared it with.
  • Limit how partners contact you. When you opt in, you consent to email, phone, and SMS contact. You can revoke any of those individually at any time.
  • See exactly who has your data. Email [email protected] and we'll send you a list of the partners we shared your info with.

Questions about partners or how matching works? Email [email protected]. Privacy-specific requests: [email protected].